🎯 Accountability
Made Simple for
Bookkeepers and Clients

Build stronger relationships. Deliver measurable success.

SME Clutch is the accountability platform designed for proactive bookkeepers and their clients. By combining financial data, goal-setting, and regular check-ins, it creates a clear framework for progress. It's simple, time-efficient, and built to strengthen the trusted role bookkeepers already play in their clients’ success.

Enabling success through accountability

🔍 Clarity

Define your success and work towards it.

💰 Accountability

Stay on track with check-ins and guidance.

🎯 Confidence

Reduce overwhelm, fear, and self-doubt with clear progress.

🕑 Save Time

3 x 5-minute weekly and
1 x 15-minute monthly check-ins

🤝 Proud Integration Partners

SME Clutch makes this easy for small business owners and their bookkeepers.

SME Clutch helps you:

🎯 Discover your own personal and business success
🔬 5 minute Weekly and 15 minute Monthly Accountability Check-ins
🚀 Bookkeepers = Accountability Partners
📈 Designed for Lifestyle, Sole Traders, Self Employed & Small Business Owners

🛠️ SME Clutch is the perfect tool for Bookkeepers, Accountants and Business Advisors to help their clients succeed.

All data is encrypted and no data is written to your accounts solution.

QuickBooks Online > UK, USA & Australia
Xero > UK Only
Please contact us for other countries and accounts solutions.

👉 Start your free trial today – no card needed.

FREE 14 day trial of SME Clutch

Frequently Asked Questions

Just click here to register and get going on gaining your financial freedom!

Yes - we have a single £10+VAT per month subscription for each business/account!

You will be asked either to subscribe or delete your account.

SME Clutch currently works with the following solutions.
Click here for FreeAgent →
Click here for QuickBooks Online →
Click here for Xero →

SME Clutch is a Goals and Accountability Tool for LifeStyle, Micro and Small Business Owners.
It helps you set, track and be held accountable for your financial goals with the assistance of your Bookkeeper.

No.
An Accountability Partner provides monthly Check-ins to help you stay on track with your financial goals.
They are not a Business Advisor or Accountant, but rather a Bookkeeper or someone who understands your business and can help you set and track your financial goals.

SME Clutch keeps small business owners accountable by turning their personal vision of success into clear goals, weekly check-ins, and measurable progress. With bookkeepers as accountability partners, it helps owners stay focused, reduce overwhelm, and achieve the results that matter most to them.

Goal & Success Discovery - Capture the client's personal vision of success and align it with business goals.
AI-Powered Insights - Turn 13 months of financial data into clear, actionable guidance.
Accountability Structure - Weekly check-ins and monthly reviews keep clients focused and on track.

🎯 AccountabilityMade Simple for Bookkeepers and Clients